ISO Ratings

Homeowners' Insurance and Fire Services

The Texas Department of Insurance and the Insurance Service Office has classified Georgetown as a split class of 4/9.

Such classifications are based on the following information:

All property located within 1000 feet of a fire hydrant, and within 5 miles of a fire station, be a Class 4.

Property located farther than 1000 feet of a fire hydrant, and within 5 miles of a fire station, will be a Class 9.

All property located farther than 5 miles of a fire station regardless of a water supply, will be a Class 10.

It is the responsibility of the property owner and / or the insurance company to determine property classifications. If you have any questions regarding Public Protection Classifications please contact us at (512) 930-3600 or the Texas Department of Insurance at 1-800-888-4476, or www.info@iso.com.

Related Documents
ISO Ratings - Explained

Areas in which ISO evaluates our community

The ISO rates communities in the following areas, with a total percentage of 105%:

Alarm System (10%): Factors include the receipt and dispatch of alarms, operators, response times, the organization of the dispatch center, and communications equipment.

Fire Suppression (50%): Factors include engine and ladder companies in service, apparatus pump capacity, equipment carried on apparatus, number of personnel staffing apparatus, number of reserve apparatus and equipment carried on each, fire station locations and their effect on response times, training of personnel, training facilities and their use.

Water Supply (40%): Factors include fire flows needed to extinguish a fire in a structure, hydrant spacing driven by fire flows, system capacity for fire flows sustained for a duration of two hours, and inspection and testing of fire hydrants.

Texas "Exception" Addendum (5%): Factors include fire prevention code enforcement, fire investigation, public fire safety education, and construction code enforcement. Although the Texas Exception only counts as 5% of the ISO Rating, it benefits our community with a much greater impact through community outreach, educating our children and adults.

Reaching Our Goal Will Save You Money

It is the goal of the Fire Department to improve our ISO rating to a rating of 3, while consistently striving to achieve an ISO rating of 1. EACH IMPROVEMENT IN RATING WOULD REFLECT SAVINGS TO COMMUNITY HOMEOWNERS in the area of fire insurance savings.

Supporting Your Fire Department Helps YOU!!

Print Friendly Format